Eligibility depends on the price of the purchase, and you must pay the entirety of your balance in equal payments over the allotted time to avoid interest charges. In a similar way to some other large retailer credit cards, the Amazon Prime Rewards Visa Signature Card gives users the option to choose an interest-free financing plan on their Amazon purchases rather than earning the 5% cash back.
Promotional interest-free financing option You can take advantage of this welcome bonus immediately, regardless of your purchases - most other credit card welcome bonuses require you to hit a minimum spending threshold to earn it. This card also offers up to 10% off select products on Amazon as an added benefit.įor the welcome bonus, you can earn either a $100 or $150 Amazon gift card immediately upon account approval. You’ll also earn 2% cash back at restaurants, gas stations and drugstores, as well as a 1% flat rate on all other purchases. The 5% cash-back rate you’ll earn at Amazon and Whole Foods is quite competitive. Your rewards won’t be completely confined to your purchases under the Amazon umbrella. Not particularly useful if you don’t shop at oftenĪs the biggest retailer, Amazon can offer a better rewards program than most other cards in its class.
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